Ngo-2016, abantu abangaphezu kweminyaka engama-65 babalelwa ku-15.2% yenani lonke labantu,ngokusho kwe-US Census Bureau.Futhi ngo-2018I-Gallup poll, u-41% wabantu abebengakenzi umhlalaphansi babonise ukuthi bahlele ukuthatha umhlalaphansi uma sebeneminyaka engu-66 noma ngaphezulu.Njengoba inani labantu abakhulayo liqhubeka nokukhula, izidingo zabo zezempilo zizohlukahluka kakhulu, nabangane nemindeni yabo okungenzeka bangazi ngezinketho zabo zokunakekelwa kwezempilo ezingcono kakhulu.
Ukunakekela asebekhulile kunomthelela ezimpilweni zezigidi zabantu kulo lonke elase-United States.Asebekhulile bangaba sengozini yezimo ezinzima zempilo engokomzimba nengqondo.Bangase bazabalaze ukuphila ngokuzimela futhi bangadinga ukuthuthela ekhaya lasebekhulile noma emphakathini womhlalaphansi.Abasebenzi bezempilo bangase babhekane nezindlela zokwelapha eziphumelela kakhulu.Futhi imindeni ingase ibe nzima ukukhokhela izindleko zokunakekelwa kwezempilo.
Njengoba abantu abaningi bekhula, izinselele zokunakekela asebekhulile zizoba nzima nakakhulu.Ngokujabulisayo, amathiphu ahlukahlukene, amathuluzi nezinsiza kungasiza asebekhulile nalabo abazinikele ekuqinisekiseni ukuthi bathola ukunakekelwa kwezempilo okungcono kakhulu.
Izinsiza zokunakekela asebekhulile
Ukunakekela asebekhulile kungase kube nzima.Nokho, izinsiza ziyatholakala ezingabasiza bona nabathandekayo babo, kanye nabahlengikazi babo, odokotela nabanye abasebenzi bezempilo.
Ukunakekela Asebekhulile: Izinsiza zabantu asebekhulile
“Amazwe amaningi omhlaba athuthukile aye amukela iminyaka engu-65 yokulandelana kwezenzakalo njengencazelo ‘yesigugile’ noma umuntu omdala,”ngokweWorld Health Organization.Kodwa-ke, abantu abasondela eminyakeni yama-50s kanye nengama-60s bangaqala ukubheka izinketho zokunakekelwa kanye nezinsiza.
Kubantu abadala abafisa ukuhlala emakhaya abo njengoba bekhula, bangazuza ngokusebenzisaIsikhungo Sikazwelonke Sokuguga(NIA) iziphakamiso.Lokhu kuhlanganisa ukuhlela izidingo zesikhathi esizayo.Ngokwesibonelo, asebekhulile abanobunzima bokugqoka izingubo zabo njalo ekuseni bangafinyelela abangane ukuze bathole usizo.Noma uma beqaphela ukuthi banobunzima bokuthenga igrosa noma ukukhokha izikweletu ezithile ngesikhathi, bangasebenzisa izinkokhelo ezizenzakalelayo noma izinsizakalo zokulethwa.
Ngisho nabantu asebekhulile abahlela kusengaphambili ukunakekelwa kwabo bangase badinge usizo olwengeziwe oluvela kochwepheshe abanamalayisensi nabaqeqeshiwe.Laba basebenzi baziwa njengabaphathi bokunakekela asebekhulile futhi basebenza nabantu asebekhulile kanye nemindeni yabo ukuthuthukisa izinhlelo zokunakekela zesikhathi eside, kanye nokutusa nokuhlinzeka ngezinsizakalo labo abadala abangase bazidinge nsuku zonke.
Ngokusho kwe-NIA, abaphathi bokunakekela asebekhulile benza imisebenzi efana nokuhlola izidingo zokunakekelwa kwasekhaya kanye nokuvakashela ekhaya.Abantu abadala kanye nabathandekayo babo bangathola umphathi wokunakekela asebekhulile ngokusebenzisa i-US Administration on Aging'sI-Eldercare Locator.I-NIA ithi ngenxa yokuthi abantu asebekhulile banezidingo zempilo ezihlukile, kubalulekile ukuthi bona nemindeni yabo bacwaninge abaphathi bokunakekela izingane ezingaba khona ukuze bathole amalayisense, ulwazi nokuqeqeshwa okuphuthumayo.
Ukunakekela asebekhulile: Izinsiza zabangane nemindeni
Izinsiza ezengeziwe ziyatholakala zabangane nemindeni yabantu asebekhulile ukuze kuqinisekiswe ukuthi bathola ukunakekelwa okungcono kakhulu.Imindeni ingase ibone impilo yomuntu osekhulile iqala ukwehla futhi ingazi ngezinsizakalo ezitholakalayo kanye nendlela yokunikeza ukunakekelwa okungcono kakhulu.
Inkinga evamile yokunakekelwa kwabadala yizindleko.Ibhalela amaReuters, uChris Taylor uxoxa ngocwaningo lweGenworth Financial olwathola “emakhaya asebekhulile, ikakhulukazi, izindleko zingaba ngokwezinkanyezi.Ucwaningo olusha oluvela kubo luthole ukuthi ikamelo elizimele ekhaya lasebekhulile lilinganiselwa ku-$267 ngosuku noma ama-$8,121 ngenyanga, likhuphuke ngamaphesenti angu-5.5 kusukela ngonyaka odlule.Amakamelo azimele awasemuva kakhulu, ngo-$7,148 ngenyanga ngokwesilinganiso.”
Abangane nemindeni bangahlela ukuzilungiselela lezi zinselele zezimali.U-Taylor uncoma ukuthatha uhlu lwezimali, lapho imindeni iphawula khona amasheya, izimpesheni, izikhwama zomhlalaphansi noma okunye ukutshalwa kwezimali okungase kusetshenziselwe ukukhokhela ukunakekelwa kwabadala.Ukwengeza, ubhala ukuthi amalungu omndeni angabanakekela kanjani abathandekayo bawo ngokuhlela izikhathi zokuya esibhedlela noma ngokusiza ngemisebenzi ethile nokucwaninga okungase kube khona umshwalense noma izinketho zezinhlelo zezempilo.
Abangane nemindeni nabo bangaqasha umnakekeli wasekhaya.Izinhlobo ezahlukene zabanakekeli ziyatholakala kuye ngesidingo, kodwaI-AARPuyaphawula ukuthi laba banakekeli bangabandakanya abasizi bezempilo basekhaya abaqapha isimo sesiguli kanye nabahlengikazi ababhalisiwe abangenza imisebenzi yezokwelapha ethuthuke kakhulu njengokunikeza imithi.UMnyango Wezempilo Nezinsizakalo Zabantu wase-US nawo unikeza uhlu lwaizinsiza zomnakekelikubantu abanemibuzo noma abakuthola kunzima ukunikeza ukunakekelwa okufanele.
Ubuchwepheshe namathuluzi okunakekela asebekhulile
Ubuchwepheshe bungadlala indima ebalulekile ekunakekeleni asebekhulile.Ukusetshenziswa kwamakhompiyutha kanye “namadivayisi ahlakaniphile” asekhaya okulawula izinga lokushisa, ukuphepha nokuxhumana sekuyinto evamile manje.Kunenqwaba yemikhiqizo namasevisi atholakalayo ukuze kwakhiwe indawo ephephile nenethezekile yokunakekelwa kwasekhaya kwabantu abadala.I-AARP inohlu oluningiliziwe lwamathuluzi edijithali angasiza abantu abadala kanye nabanakekeli babo.Lawa mathuluzi asukela kumadivayisi asiza abantu abadala balandelele imithi yabo kumasistimu ezixwayiso zokuphepha, njengenzwa yasekhaya ethola ukunyakaza okungavamile ekhaya.Lift Transfer Chair iyithuluzi i-Shenzhen Zuowei Technology Co.,Ltd.incoma ukuthi abathwali bempahla badlulise abantu asebekhulile embhedeni baye egumbini lokuwasha, osofa, kanye negumbi lokudla.Iyakwazi ukuphakamisa izihlalo phansi naphezulu ukuze ihambisane nobude obuhlukene besitulo isebenzisa izimo.Amathuluzi afana namabhendi ahlakaniphile Okuqapha Ukulala angaqapha izinga lokushaya kwenhliziyo nezinga lokuphefumula ngesikhathi sangempela, ukuze kubonakale konke ukushaya kwenhliziyo nokuphefumula.Ngesikhathi esifanayo, ingakwazi ukuqapha izinga lokushisa kanye nomswakama wendawo yekamelo lokulala ukuze iqonde umthelela ongaba khona wendawo ezungezile kukhwalithi yokulala.Ngaleso sikhathi, ingaphinda irekhode isikhathi sokulala komsebenzisi, ubude bokulala, inombolo yokunyakaza, ukulala okujulile futhi inikeze imibiko yokulinganisa ukulala.Gada ukushaya kwenhliziyo nokuphefumula okungavamile ukuze usize ukuxwayisa ngezingozi zempilo ezingaba khona.Ngale kwezimo eziphuthumayo, lezi zinto ezigqokwayo zingaqapha izimpawu ezibalulekile futhi zibonise lapho umfutho wegazi womuntu owugqokile ukhuphukile noma wehla noma uma amaphethini okulala eshintshile, okungase kubonise izimo ezimbi kakhulu.Izinto ezigqokwayo zingaphinda zilandelele abantu abadala zisebenzisa ubuchwepheshe be-GPS, ngakho abanakekeli bayazazi izindawo zabo.
Amathiphu okunakekela asebekhulile
Ukuqinisekisa ukuthi abantu abadala bathola ukunakekelwa okufanele kwezempilo futhi baphephile futhi bavikelekile kubaluleke kakhulu kubangani, imindeni kanye nabasebenzi.Nawa amanye amathiphu angeziwe angasiza lapho unakekela abantu abadala.
Khuthaza umuntu osekhulile ukuthi avule isifuba ngempilo yakhe
Yize zikhona izimpawu ezikhombisa ukuthi impilo yomuntu osekhulile ingase ibe ntekenteke noma ukuthi lowo muntu uhlushwa yisimo esithile, bangase babe manqikanqika ukuphumela obala batshele abanye ngempilo yakhe.UkubhalelaUSA Namuhla, u-Julia Graham we-Kaiser Health News uthi abantu abadala nabangane nemindeni yabo kumelwe bakhulume ngokukhululekile kodwa futhi bakhulume ngokuzwela mayelana nokukhathazeka kwezempilo.
Yakha ubudlelwano nalabo abanakekela umuntu osekhulile
Abangane nemindeni kufanele bakhe ubudlelwano nabasebenzi.Odokotela ezikhungweni zokunakekelwa kwempilo, okuhlanganisa nalabo abahlinzeka ngokunakekelwa kwasekhaya, banganikeza ukuqonda okujulile ngesimo somuntu osekhulile futhi basungule ithimba elisekelayo eliqinisekisa ukuthi umuntu osekhulile uthola ukunakekelwa okungcono kakhulu.Ukwengeza, uma abangani nemindeni bekubheka ukunakekelwa abathandekayo babo asebekhulile abakutholayo, bangakhuthaza udokotela ukuba aqinise ubuhlobo bomhlinzeki wesiguli.“Ubuhlobo bodokotela nesiguli buyingxenye enamandla yokuhambela kukadokotela futhi bungashintsha imiphumela yezempilo ezigulini,” ngokombiko we-I-Primary Care Companion ye-CNS Disorders.
Thola izindlela zokuhlala ukhuthele futhi ulingana nomuntu osekhulile
Abangane nemikhaya bangasiza ekuthuthukiseni impilo yomuntu osekhulile ngokuhlanganyela njalo ekuvivinyeni umzimba nasemisebenzini naye.Lokhu kungase kuhlanganise ukubeka isikhathi esithile sosuku noma sesonto ukuze uhlanganyele emsebenzini wokuzilibazisa umuntu osekhulile awujabulelayo noma ukuhamba okuvamile.UMkhandlu Kazwelonke Wokugugafuthi iphakamisa izinsiza ezahlukene nezinhlelo ezingasiza umuntu osekhulile ahlale efanelekile.
Isikhathi sokuthumela: Apr-10-2023
